|
|
| Welcome to the home of quality low cost online life insurance |
Life insurance and critical illness insurance
Vanilla Life is all about giving you the tools to find the online life insurance cover you want, and then apply for life insurance quotes online without the need to speak to a commission based adviser or call centre.
We understand that many people like the safety and handholding service of an IFA, which we can also provide, but we also know that there are many people who have the confidence to choose their own online life insurance policies while ensuring they are get the lowest price and best quality life insurance. More
Online Life insurance:
We give you the tools to find the best possible online life insurance to meet your needsLow cost life insurance:
We reinvest all our commission to ensure you get the lowest possible life insurance quotes online, but we don’t provide any advice.We keep our costs low:
The only way we can do this is to charge a nominal administration fee for handling your online life insurance applicationSo what's the fee for online life insurance:
A one off fee of £35, and that’s it, and in the majority of cases you save this within the first few months of your policy!! Get Life Insurance Quotes online
Life insurance from Vanilla Life
Our service proposition has been designed with the customer in focus. Your online life insurance needs are central to the way our process is built. We understand that more and more people are becoming online savvy, and are happy to research online for their life insurance and find low cost life insurance rates.
We understand that you want to research, quote and apply for your term life insurance in the comfort of your own home – so that’s what we allow you to do.
We provide the life insurance comparison tools, and information to allow you to decide on the life insurance you feel you need – and because you are not receiving advice we ensure the cost is as low as possible by rebating the commission we would receive for the life insurance in to the policy.
Life insuranceLife insurance is all about piece of mind – ensuring that should the worst happen the last thing your loved ones have to worry about is money. We make the whole process of applying for term insurance as simple as possible by taking the administration away from you. After completing a simple application form for your life insurance we will deal with the insurers and keep you updated with progress and next steps. |
Critical illnessCritical Illness cover – sometimes referred to as critical life insurance – gives you the piece of mind that you are financially protected in the event of a covered illness. When looking for critical life insurance it is important to consider what illnesses are covered in the policy. Click here to find out more about critical illness |
Life insurance & critical illness insurance companies
Are they all the same? The simple answer is NO.
All life insurance companies have different underwriting views and take different levels of life insurance business. Where one life insurance company may increase your premium another may not.
We use a broad range of life insurance companies to ensure you can choose the most appropriate term life insurance for your needs
Life insurance service promiseAfter receiving your application for life insurance we will acknowledge it as soon as possible, confirming the life insurance policy you have applied for and any next steps. We will process the online life insurance application swiftly to ensure the life insurance company can begin underwriting at the earliest opportunity. We will advise you of any additional information the life insurance company requires and then we rely on you to provide this information to the life insurance company as quickly as possible – don’t worry we will ensure you know exactly where to send the information. |
What to expect from our online life insuranceA bold promise – but first class service. The process will begin with you searching for your life insurance quotes online. Once you have decided on the life insurance that meets your need you can complete the online life insurance application. You can pay our administration fee online and our specialist life insurance team will take care of the rest. If at any point you need to do this you can contact our life insurance support team at support@vanilla-life.co.uk |
Life insurance underwriting process
For simple term life insurance applications the underwriting process can be very quick, in a number of cases the insurer requires nothing more than the information you provide on our online life insurance application.
There are some situations though that require further medical information – this could be anything from a report on health from your GP to a medical screening. We will let you know the requirements as soon as the initial processing of your online life insurance application is complete.
If there is other medical information required in order to underwrite the life insurance application, it is important that you provide any necessary information to the life insurance company as quickly as possible – this will ensure there are no unnecessary delays in underwriting your online life insurance application.
Once all the information is received by the life insurance underwriter, processing of your application can be completed.
What our customers think about our life insurance service"A prompt response after my life insurance application followed by first class service" "I was charged £54/mth with Prudential for £250,000 life insurance and through Vanilla it now costs me £32. What a saving over 20yrs" |
What our customers think about our life insurance service"A simple, easy to use website. Very informative also. Thank you Vanilla Life" "Definitely one to recommend to my friends, wonderful service" |
You can follow us on Twitter | Be our friend on Facebook | Coming soon we will have short videos to assist you in your search for online life insurance
Latest life insurance industry news
01/02/2011 European Court of Justice outlaws the use of gender in underwriting
01/02/2011 Insurers call for government action after European court of Justice ruling
