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You may have been used to the stability of a household with 2 incomes, but now that’s changed you may be completely reliant on you. You may also have children financially dependent on you.
What happens if serious illness strikes – how do you keep up with your financial commitments and look after those dependent on you, after all there is no other income to rely on other than yours.
Yes you could rely on family and friends to help you out in the short term, but recovering from a serious illness can take a long time and many people are unable to return to work even after a full recovery
You need to ensure they are protected should the worst happen but where affordable, an element of critical illness will help make sure you are financially protected.
