What cover do I need?

Family Life Cover

Raising a family can be very expensive, with the average cost from birth to 18 being almost £125,000, every penny really does count.

What happens if your family loses its main income, or main carer? How do you continue to live financially should the worst happen?

You’ll never stop the emotional devastation that losing a loved one causes, but you can make sure that those left behind aren’t also financially ruined.

Many of us know of someone whose life has changed dramatically after being diagnosed with a critical illness or loss of a loved one – not just emotionally, but financially too.

It’s easy to see the value of those transparent every day liabilities such as mortgages, bills and loans, but we often take for granted the cost of a parent. Everything seems to cost more and more, the average family spends £1274 each year on pocket money, entertainment and activities for the children

What type of cover is right for families?

Death of a parent is the worst case scenario, so as a minimum it’s best to guard against the financial impact of this...but where affordable, an element of critical illness will help make sure you are all financially protected.