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Glossary of Terms

W

Waiver of Premium (WOP) – a feature that can be included within a life insurance policy which will cover the owner premiums in the event of sickness

Whole of life (WOL) – a life insurance policy which has no end date and runs until death occurs at which point the sum assured is paid out

Working tasks definition – refers to income protection policies and Total Permanent Disability cover and the definition the insured party has to meet to claim against the policy

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